Once you stop working,you can crack into your super.

Once I start getting my super,can I never work again?

Cracking into your super has a few conditions,one of which is that you’re no longer working.

  • Noel Whittaker

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Questions on gifting are becoming increasingly common,however the rules are actually quite straightforward.

How do we gift money to our grandson without hurting our pension?

Questions on gifting are becoming increasingly common,however,the rules are actually quite straightforward.

  • Noel Whittaker
A question of super.

My young son wants to invest $3000. Could we put it into my super?

Investing on behalf of your children can throw up multiple issues with tax and capital gains. Could superannuation be an easier option?

  • Noel Whittaker
Sitting down and running the ruler over your pension entitlements is well worth the time.

Pension rates are rising. Here’s how retirees can maximise their cut

If you’re on the pension,be proactive. It’s far less costly to sort things out at the start than to try and fix them later.

  • Noel Whittaker
Households forked out more in bank fees last financial year.

Should I get a credit card before I apply for a home loan?

Building a strong credit history can help you get in lenders’ good books,but credit cards can come with unnecessary levels of risk.

  • Noel Whittaker
If you’re contemplating retirement in the not-too-distant future,it’s important to make sure your finances are in order.

Why annuities are now hot property for money-conscious retirees

Governments have long struggles with balancing income options for retirees,but one option,once unpopular,is quickly emerging as a solution.

  • Noel Whittaker
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Effectively capping tax-free super balances at $3 million is poor policy.

Why do people oppose taxing super balances over $3m?

The proposal to tax super balances over $3 million has two serious flaws,and is a slippery slope which could lead to other,more punitive measures.

  • Noel Whittaker
If you’re not careful,your children could be left with less than you think when you pass.

How will my super be taxed if I leave it to my kids when I die?

When you pass away,the money in your super account will be paid out as a lump sum,and,in some situations,taxed.

  • Noel Whittaker
If you’re thinking of selling a property,it’s wise to get ahead of the tax office by filling out one key form.

Why is the ATO asking if I’m a foreign resident?

If you’re thinking of selling a property,it’s wise to get ahead of the tax office by filling out one key form.

  • Noel Whittaker
If you’re planning to put money aside for a child or godchild there’s one investment option that makes the most sense.

How do we buy shares for our three-year-old godson?

When it comes to investing on the behalf of people under the age of 18,you can fall foul of some punitive tax rules.

  • Noel Whittaker