Calculating what will leave you better off out of a mortgage vs paying rent isn’t as easy as it may first seem.

Should I buy a house before I retire,or keep renting?

Calculating what will leave you better off between a mortgage and paying rent isn’t as easy as it may first seem.

  • Paul Benson

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Picking your child’s first super account is less about the fund itself,and more about the investment options you choose.

How do I pick a super account for my 15-year-old son?

Picking your first super account is less about the fund itself,and more about the investment options you choose.

  • Paul Benson
In retirement,superannuation is likely to serve you better than some investment properties.

We have low super but four properties. How should we plan for retirement?

Though investment properties can provide healthy returns,in retirement,superannuation is the best source of income.

  • Paul Benson
Having a plan for your inheritance,rather than spending it irresponsibly,is essential.

We just inherited $200,000. Should we pay off the mortgage,invest,or both?

There are many potential things you could do with this inheritance,and a good argument could be made for each of them.

  • Paul Benson
If your super is looking a little skint,it would make sense to top it up before you retire.

We have $1m in savings but only $250k in super. Should we change that?

Once you’re nearing retirement,having excessive non-super investments makes little sense.

  • Paul Benson
When it comes to choosing between keeping your money in your mortgage,or investing it,it all comes down to your appetite for risk.

Should we invest the money in our redraw account,or leave it there?

When it comes to choosing between keeping your money in your mortgage or investing it,it all comes down to your appetite for risk.

  • Paul Benson
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An age gap like this can provide opportunities from a tax and super perspective,but can catch you out on things like the pension.

My partner is 18 years older than me. How do we plan for retirement?

The failure of our pension system to recognise the desire for people to have their own financial agency is a major flaw.

  • Paul Benson
Piggy bank.

We earn $350k a year but struggle to save. What can we do about this?

If you’re struggling to save,it could just be that you’re currently in the most expensive period of your life.

  • Paul Benson
When inheritance comes into play,relations with siblings can get difficult.

How do I resolve an inheritance dispute with my siblings?

The circumstances you’ve presented here appear ridiculous,and frankly,disrespectful. It may be time to take matters a step further.

  • Paul Benson
There is the school of thought that once you buy a property the strategy should be to never sell. But you can’t eat bricks.

Should we sell our investment property and put the money into super?

There is the school of thought that once you buy a property the strategy should be to never sell. But you can’t eat bricks.

  • Paul Benson