I work overseas. Can I get early access to my super?
Opinion
Opinion

I work overseas. Can I get early access to my super?

Even if you’ve cut all ties to Australia,the rules for accessing superannuation are universal.

  • byNoel Whittaker

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We’re selling our holiday home - can we put the proceeds into our super?
Opinion
Opinion

We’re selling our holiday home - can we put the proceeds into our super?

A super top-up using the proceeds from your house sale is possible,but you need to be mindful of the size and timing of contributions.

  • byPaul Benson
All my assets are in crypto. How will this affect my pension?
Opinion
Opinion

All my assets are in crypto. How will this affect my pension?

If you’re on the pension and own a significant amount of cryptocurrency,you’ll need to let Services Australia know.

  • byNoel Whittaker
How do I plan for retirement when I don’t know what I’ll inherit?
Opinion
Opinion

How do I plan for retirement when I don’t know what I’ll inherit?

It can be helpful to have a conversation with your parents about their intentions for their estate,which can make planning easier.

  • byPaul Benson
Should I use my savings to pay down my mortgage?
Opinion
Opinion

Should I use my savings to pay down my mortgage?

Some lock-in loans are cheaper than variable rate loans right now because the next rate move is expected to be downwards.

  • byNicole Pedersen-McKinnon
Can I save tax by withdrawing and reinvesting $500,000 of my super?
Opinion
Opinion

Can I save tax by withdrawing and reinvesting $500,000 of my super?

If your super account isn’t earning enough,it could be wise to reinvest it elsewhere,as long as it doesn’t affect your pension payments.

  • byNoel Whittaker
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My partner and I keep fighting about money. How do we stop?
Opinion
Opinion

My partner and I keep fighting about money. How do we stop?

A lot of financial conflict in relationships is less what you’re talking about and more how you’re talking about it.

  • byParidhi Jain
Should I pay off all my mortgage,or leave a little bit in?
Opinion
Opinion

Should I pay off all my mortgage,or leave a little bit in?

While it can be tempting to pay off your entire mortgage before you retire,leaving a little bit in can be a boon for financial emergencies.

  • byNoel Whittaker
What should our nephew do with our $21,000 gift?
Opinion
Opinion

What should our nephew do with our $21,000 gift?

Locking your gift away inside the First Home Super Savers scheme would be a smart move for your nephew.

  • byPaul Benson
I’ve just started full-time work. How do I start building wealth?
Opinion
Opinion

I’ve just started full-time work. How do I start building wealth?

Career and financial success are not always related,though we like to assume they are.

  • byParidhi Jain
How can I get my unclaimed franking credits?
Opinion
Opinion

How can I get my unclaimed franking credits?

Information about claiming old franking credits can be obtained through the ATO,even if you don’t file a tax return.

  • byNoel Whittaker