A huge crowd gathered to watch the tiny Chatswood block go under the hammer.

The borrowers more likely to fall behind than their neighbours

Interest rates stayed on hold this week,but some home owners are feeling the pressure a lot more sharply than others.

  • Alice Uribe

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Home loans

More borrowers are ditching their bank as refinancing rate picks up

Home loan customers have been growing more proactive in seeking out cheaper loans recently,especially as interest rates trend lower.

  • Clancy Yeates
Australians hoping to buy their first property in one of the most expensive housing markets in the world will get $800 million more in assistance.

$800m to sweeten Labor’s deal for first-home buyers

Australians hoping to buy their first property in one of the most expensive housing markets in the world will get $800 million more in assistance.

  • James Massola
High house prices make it hard to achieve home ownership.

How home buyers can lift their budget and slash their payments – and why they shouldn’t

High property prices mean potential home buyers are already asking about ways to make their repayments more affordable,and lenders have noticed.

  • Caroline Zielinski
The end of pandemic-era assistance has contributed to Australian income inequality reaching its highest level this century.

Lucky for some:the older get richer in the worst wealth divide in two decades

A long-running survey of Australians has found inequality has shot up,just as young people find themselves shut out of the housing market.

  • Shane Wright
The Reserve Bank,which is led by governor Michele Bullock,last week cut interest rates but made it clear it wasn’t sure it should have cut.

RBA is lost in the frightening territory of full employment

The central bank’s bizarre behaviour last week is a sign that it has lost its bearings and isn’t sure what’s happening in the economy or where it’s headed.

  • Ross Gittins
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Sarah O’Donnell and her baby Sophie.

‘Breathing room’:Rate cut means Sarah can ‘splurge’ on Easter eggs this year

Four Sydney home loan borrowers react to the first interest rate cut in more than four years.

  • Kayla Olaya andFrances Howe
Michele Bullock

Use our mortgage calculator to check how much a rate cut would affect you

The Reserve Bank has cut the official interest rate for the first time in more than four years.

Prime Minister Anthony Albanese.

Albanese’s election plans hinge on rate cut for mortgage belt

Mortgage holders and businesses are hoping for an interest rate cut on Tuesday. Anthony Albanese wants it even more.

  • Shane Wright andMillie Muroi
Mortgage brokers say

Home loan size balloons to record high,eclipsing $800,000 in NSW

The size of the average Australian home loan has jumped despite interest rate rises punishing borrowers and house prices cooling in some markets.

  • Millie Muroi