How years of higher rates helped the most affordable properties outpace the top end

How years of higher rates helped the most affordable properties outpace the top end

While rates remain on hold,the prospects of cuts may add fuel to the fire as sheer demand for affordability has pushed prices higher.

  • byJim Malo andTawar Razaghi

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Cost-of-living crisis? It pays to be a Boomer

Cost-of-living crisis? It pays to be a Boomer

Life is getting desperate for those bearing the full brunt of the economic crisis,but it is a very different story for cashed-up older Australians.

  • byColin Kruger
Brianna signed up for a home build. Three years later she lives with her parents

Brianna signed up for a home build. Three years later she lives with her parents

Ordinary families caught in the state’s housing construction gridlock are facing looming payment deadlines,putting loans for their unfinished homes under threat.

  • byClaire Ottaviano
Young people are taking on more debt. We should all be worried
Opinion
Opinion

Young people are taking on more debt. We should all be worried

The risk of defaulting on a loan is on the rise for young Australians,but its a crisis that should concern all of us.

  • byVictoria Devine
Australia’s generation gap:Default risk rising faster for under 30s

Australia’s generation gap:Default risk rising faster for under 30s

There are signs that higher interest rates and a slowing economy are now taking a disproportionate toll on young Australians.

  • byMatt Wade
Up to your eyeballs in debt? Join the club as WA mortgages break record
Exclusive
Payments

Up to your eyeballs in debt? Join the club as WA mortgages break record

The average figure West Australians are taking out for mortgages has broken the record,jumping more than $30,000 in just three months.

  • byMichael Genovese
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Two years of tightening belts:How our spending habits have changed under Albanese

Two years of tightening belts:How our spending habits have changed under Albanese

Consumers have had to rearrange their shopping baskets since the 2022 election to continue buying the things they need.

  • byRachel Clun
Australians have been dipping into their piggy banks just to make ends meet

Australians have been dipping into their piggy banks just to make ends meet

Growth at 0.1 per cent is abysmal. GDP per capita has fallen by 1.6 per cent since mid-2022. You don’t see that sort of fall outside a deep recession.

  • byShane Wright
If Chalmers gets the budget wrong,interest rate rises may kill his government

If Chalmers gets the budget wrong,interest rate rises may kill his government

For Treasurer Jim Chalmers,this budget is existential. Bad decisions could increase unemployment or provoke more interest rate rises. Both would be political nails in the government’s coffin.

  • byShane Wright
How to get a bit of breathing space on your home loan
Opinion
Home loans

How to get a bit of breathing space on your home loan

You can forget about pandemic-level mortgage breaks – but you can still get some reprieve on your loan if you follow these five steps.

  • byNicole Pedersen-McKinnon
The economy is on a knife edge. An interest rate change could tip the balance

The economy is on a knife edge. An interest rate change could tip the balance

The RBA board said it was not yet confident inflation was definitely tracking down in its estimated time frame. Here’s what the board will be watching closely to make sure it does.

  • byRachel Clun