We just paid off our credit card. How do we avoid getting into debt again?

We just paid off our credit card. How do we avoid getting into debt again?

Staying out of debt and saving money can sometimes feel like an unattainable goal. It can be better to start off small.

  • byParidhi Jain

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Your top budget questions answered:Our experts explain the details

Your top budget questions answered:Our experts explain the details

From energy prices to housing affordability,here’s what you wanted to know about the federal budget.

  • byRoss Gittins andRachel Clun
Coronation a lip service
Opinion
Column 8

Coronation a lip service

While life gets tough in the spaghetti sector.

The statistics that show the depth of our worsening mental health crisis
Exclusive
Healthcare

The statistics that show the depth of our worsening mental health crisis

Data from Lifeline and the National Debt Hotline show soaring costs are taking a toll on mental health.

  • byHenrietta Cook andAisha Dow
‘They tell you it is interest-free’:Cherish feels stuck in HECS debt trap

‘They tell you it is interest-free’:Cherish feels stuck in HECS debt trap

The 23-year-old is among current and former university students whose loans will jump in line with inflation from June.

  • byPaul Sakkal andChristopher Harris
‘Sensible option’:More looking into bankruptcy as financial stress rises

‘Sensible option’:More looking into bankruptcy as financial stress rises

The rising cost of living and wider economic uncertainty are expected to increase personal insolvencies from current historic lows.

  • byEmily Chantiri
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‘An alluring trap’:Desperate shoppers use buy now,pay later for groceries and petrol

‘An alluring trap’:Desperate shoppers use buy now,pay later for groceries and petrol

Soaring numbers of people are resorting to buy now,pay later services for food,bills and fuel as experts warn of a troubling trend in Australians having their entire wages deducted to pay back spiralling debts.

  • byMelissa Cunningham
HECS? Help! Why your student debt is about to skyrocket
Analysis
HECS

HECS? Help! Why your student debt is about to skyrocket

Three million Australians with student loans will likely see the size of their debt increase by at least 6 per cent on June 1,more than double the ‘standard’ increase.

  • byJohn Collett
‘I want to keep my house’:Why Rachel is working extra shifts

‘I want to keep my house’:Why Rachel is working extra shifts

Sydney nurse Rachel Barclay is one of an increasing number of Australians turning to financial counsellors for help.

  • byAnna Patty
Help! We are barely making ends meet – what can we do?
Opinion
Opinion

Help! We are barely making ends meet – what can we do?

For those materially struggling with the rapidly increasing cost of living,there are several ways to get help.

  • byNicole Pedersen-McKinnon
Young,solo Australians struggling most with rising costs

Young,solo Australians struggling most with rising costs

Paying your mortgage,utility bills,insurance and groceries is no mean feat when you’re relying on one income.

  • byNina Hendy