Food is the second-biggest category of household spending,but if you strip grocery shopping back to the basics there are some serious savings to be made.
For many service providers,you would be surprised at the discounts available for existing clients if you simply ask.
Nothing makes me feel more in control of my money than an old-fashioned brainstorm about what I have and where it's all going.
The idea is simply that your income over a certain period,minus your expenses and savings,should equal zero.
Why do we so often fail at our money or body goals? The forces at work behind both are surprisingly similar.
While budgeting is not for everyone,it really is a great way to get on top of your personal finances.
Make sure you get a quote for a new customer policy,not just an alteration to your existing policy. Loyalty is dead.
You must consider what you would do if the worst should happen:total loss by fire,flood or theft.
It comes down to how lucky you feel and how able you are to cope financially if the worst happens.
There are several things to consider when facing one of the most vexed questions in personal finance.
If there’s one thing I’ve learnt on this journey,it’s that there is dignity in every dollar in your budget. Look after your money and it will look after you.