We’re running low on super,can we use our house equity as backup?

We’re running low on super,can we use our house equity as backup?

Downsizing and contributing the proceeds into your super has minimal limitations,but it might affect your age pension.

  • byPaul Benson

Latest

Want to help the housing crisis? Bring back the pensioner savings account
Opinion
Pension

Want to help the housing crisis? Bring back the pensioner savings account

Part of solving the current housing crisis needs to be removing financial barriers for people who want to downsize. Pensioners are a good place to start.

  • byRachel Lane
‘It would just ruin it’:The Sydney suburb wriggling its way out of the state’s housing policy

‘It would just ruin it’:The Sydney suburb wriggling its way out of the state’s housing policy

Croydon was one of 31 suburbs with train stations selected by the state government for higher density housing. Now that looks set to change.

  • byMichael Koziol
The Melbourne suburbs where home downsizers can free up the most cash

The Melbourne suburbs where home downsizers can free up the most cash

Homeowners who swap houses for apartments could be left with more than a million dollars to spare.

  • byJim Malo
I hate moneyed-up Millennials as much as they hate Boomers like me

I hate moneyed-up Millennials as much as they hate Boomers like me

I’m trying to downsize and went to an auction a week ago to buy a house half as big as the one I live in. Here’s what happened.

  • byJenna Price
The Sydney suburbs with the most spare bedrooms

The Sydney suburbs with the most spare bedrooms

Baby Boomers are hanging on to bigger family homes in Sydney’s middle-ring suburbs,with more than a quarter of the city living in residences with at least two spare bedrooms.

  • byCaitlin Fitzsimmons
Advertisement
What,where,how much:Every step to take before downsizing your home

What,where,how much:Every step to take before downsizing your home

Thinking about leaving your “forever home” can be emotional,but if you take the right steps the process can also be exciting.

  • byRachel Lane andNoel Whittaker
Thinking of moving into a granny flat? Here’s what you should know
Analysis
Analysis

Thinking of moving into a granny flat? Here’s what you should know

From a pension and aged-care perspective,there are a few tips and traps to be aware of if you are thinking about a granny flat.

  • byRachel Lane
How downsizing could boost your super as you approach retirement

How downsizing could boost your super as you approach retirement

The traditional idea of staying in a family-sized home until we die is finally evolving. Is it time to think about downsizing?

  • byBec Wilson
Not retirement-ready yet? Catch-up strategies for late-starters

Not retirement-ready yet? Catch-up strategies for late-starters

A great retirement savings plan doesn’t have to be complicated,and for most people,it’s never too late to get started.

  • byBec Wilson
The greatest comeback since Lazarus! Subiaco has awakened from its slumber

The greatest comeback since Lazarus! Subiaco has awakened from its slumber

Sleepy post-AFL Subiaco is springing back to life with cool new restaurants,cafes and bars and people moving into the place.

  • byMark Naglazas