New push for state no-interest loan support as COVID crisis rolls on

New push for state no-interest loan support as COVID crisis rolls on

QCOSS is calling for greater state government support for the program so people did not find themselves in a'debt spiral'through payday lenders at an already tough time.

  • byMatt Dennien

Latest

Responsible lending overhaul urged after Westpac decision

Responsible lending overhaul urged after Westpac decision

The adequacy of responsible lending laws in protecting consumers needs be reviewed after a test case has revealed some likely gaps in the law.

  • byJohn Collett
Minimise your debt pile - starting with your credit card

Minimise your debt pile - starting with your credit card

It’s crucial you don’t come out of this COVID-19 crisis with a monster credit card balance and undo all your good work.

  • byJoel Gibson
ME's sneaky move undermines trust in banks at crucial time
Editorial
Editorial

ME's sneaky move undermines trust in banks at crucial time

The problems at Members Equity are just an early warning of much bigger challenges for banks and their customers in the months ahead.

  • The Herald's View
Mortgage redraw risk revealed as lenders raid savings
Opinion
Home loans

Mortgage redraw risk revealed as lenders raid savings

Redraw is a huge risk. Instead,you need the protection of a real offset account.

  • byNicole Pedersen-McKinnon
Crunch time for BNPL sector as unemployment rises

Crunch time for BNPL sector as unemployment rises

There is mounting pressure for the regulator to step in and police the buy now pay later sector as economic downturn bites.

  • byNina Hendy
Advertisement
Mortgage insurance no protection in hard times

Mortgage insurance no protection in hard times

Many borrowers mistakenly believe Lender's Mortgage Insurance protects them if they default on a loan but only the lender benefits.

  • byNina Hendy
When this is all over,what will your credit score look like?

When this is all over,what will your credit score look like?

Payment'holidays'are widespread but there still may be a few traps for the unwary with other bills

  • byNicole Pedersen-McKinnon
Fears more desperate people will take on payday loans after fires,coronavirus

Fears more desperate people will take on payday loans after fires,coronavirus

Financial counsellors are warning bushfires and the unfolding coronavirus pandemic could cause a surge of desperate people taking out predatory loans.

  • byJennifer Duke
Home loan start-ups warn against'hard transition'to data harvesting rules

Home loan start-ups warn against'hard transition'to data harvesting rules

Home lending startups say they will need to use traditional methods of collecting customer data,including'screen scraping',during the transition to open banking.

  • byEmma Koehn
'Major opportunity':Paypal looks to small business credit

'Major opportunity':Paypal looks to small business credit

The payments giant says Australia needs a national digital ID to speed up processes for fintechs.

  • byEmma Koehn