Retirement should be a golden age that allows you to slow down and smell the roses but it's important to plan now to ensure you will reach your goals.
Decide what you want your retirement to look like,not forgetting lifestyle,where you will live and activities to keep you healthy and busy.
Putting away a little extra cash now can make a huge difference to your retirement income.
Leaving your hard-earned cash in the bank is no longer the best option
Research shows that people who are prepared to spend at least some of their capital in retirement enjoy a higher standard of living than those who aren’t.
Best strategy is to balance conservative with bolder investments into retirement
Here's just a few of the things to consider when you stop work
There's far more to retirement than just stopping the daily work grind.
Allocating spending over a lifetime in preparation for retirement is complex so get the the experts to help with what you need
A lump sum of about $640,000 could get you a"comfortable retirement,"assuming you also receive a partial age pension