Right royal ... the Cathedral of St Sava in Belgrade.Credit:Alamy
"We were given the option to travel through part of Serbia by road - we thought that'd be a good way to see the countryside.
"We left the ship in Novi Sad and there was some sort of singing contest on that day;all the children were dressed up in national costume and were happy to pose for[our pictures],which was great.
"On our way to Belgrade we visited the Krusedol Monastery,which is in the middle of nowhere,surrounded by farmland.
Howard McCormick in his wife's scarf.
"I'm a keen photographer,so I was looking forward to capturing images of some of Serbia's famed iconography,but on the day we visited the priest had decided men could not enter the church unless their knees were covered.
"This had apparently not happened in this monastery before and as I was wearing shorts,it left me with a bit of a problem.
"My wife Helen was carrying a head scarf in case she needed to cover her head but I ended up using it to wrap around my knees instead,much to the amusement of other passengers!
"The monastery was a very quiet and peaceful place,and I found it very interesting trying to work out what the iconography meant.
"With most cruises in Europe you visit too many churches but that wasn't the case on this cruise,so we appreciated the ones we did visit.