CommInsure's Helen Troup agreed its handling of the claim fell short of the standards the community would expect.

CommInsure's Helen Troup agreed its handling of the claim fell short of the standards the community would expect.Credit:Alex Ellinghausen

FOS also flagged concerns that CommInsure's treatment of"radical breast surgery"was a"systemic"issue,which CommInsure disagreed with,arguing it was just an"isolated event". A review of its cases in the past two years found two cases had been knocked back because of this definition.

Under questioning from Ms Orr,Ms Troup did not agree to a review of past claims it had rejected based on its definition of"radical breast surgery",but said it was"something that's on my mind having prepared for today".

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